Medicare Advantage Plans
Medicare Advantage Plans, also referred to as Medicare Part C, are required to provide the same benefits as Medicare Part A and B but are allowed to offer additional benefits. With original Medicare Part B, Part B covers 80% and you are responsible for 20%. Medicare Part C plans use a flat copay amount instead of 20%, so clients know how much the services with cost ahead of time, instead of being told they owe 20%. Medicare Part C plans are offered by private companies like UnitedHealthcare, Humana etc. Most Part C plans also include drug coverage (Part D), and are usually zero premium.
Medicare Advantage Plans: (HMO)
Key Factors of any Advantage Plan
Blue Sky Medicare offers 2021 UnitedHealthcare and Humana Medicare Advantage Plans in the red states listed below.
The Patriot Plan is zero premium Medicare Advantage Plan WITHOUT Part D drug coverage, ideal for clients who have Part D already (TriCare for Life), but want additional benefits.
Humana offers the Honor plan for residents of most of the country.
Humana Honor plan or The Patriot plan will NOT result in you losing your Tri Care for Life coverage, but you must be enrolled in Medicare Parts A and B. Call Steve at 303-501-3125.
Medicare Advantage Plans are available in other parts of these states, from other insurance companies, which I do not represent.
Medicare Advantage Plans are regulated by CMS, Center for Medicare and Medicaid Services. Therefore, the above information is as specific as I am permitted to share, however, I would be happy to discuss the details of Medicare Advantage Plans in your area and email you the enrollment guide with all the plan copays etc.
Steve Schrader- 303-501-3125
History of Medicare Advantage Plans: