How to get SilverSneakers with TriCare for Lifecoder
SilverSneakers is not included with Medicare Part A and B or with Tricare for Life(TFL), but is included in some zero premium Medicare Part C plans, also called Medicare Advantage Plans. Currently there are over 26 million Medicare clients on Part C plans nationwide, which are required to provide the same benefits as Part A and B, but can also include vision, hearing, dental coverage and SilverSneakers.
TFL, started in 2001, provides two great benefits for its members-
(1) it pays the copays and deductibles that Medicare does not cover. TFL is the secondary payor.
(2) provides excellent prescription drug coverage with Express Scripts.
The first thing I want to make clear is that I am NOT recommending or suggesting you “drop TFL”, “lose TFL”, etc.
Most TFL members assume that their only option is stay on original Medicare to use their Tricare for Life benefits, but the fact is you can also enroll in a zero premium Medicare Part C plan that is designed for veterans, and still keep your TFL benefits. These plans have only been out a couple years so that’s why most TFL members are not aware that they exist.
Humana®️ Honor Plan and the UnitedHealthcare®️ Patriot Plan are zero premium Medicare Part C plans designed for veterans. These plans do NOT include drug coverage because you already have Express Scripts, so nothing is affected with your current drug coverage. Currently, TFL is secondary to Medicare Part A and B, and STAYS secondary if you enroll in a Part C plan.
One of the major benefits with the Part C plans designed for veterans is the Medicare Part B premium credit. In 2021, most Medicare members will be charged $148.50 per month for their Medicare Part B premium, which is deducted from your social security check each month or paid quarterly if you are not receiving social security yet.
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or email MedicareSteve1@gmail.com