Tri Care for Life is for retired military members and their family. It covers most or all of charges that Medicare doesn’t cover (like a Medigap plan) and includes Part D drug coverage but it is NOT considered a Medigap Plan,therefore allowing members to enroll in a Medicare Advantage Plan as well. Tri Care for life provides first class medical coverage but does NOT include Silver Sneakers. Many Tri Care for Life clients enroll in a zero premium Medicare Advantage plan WITHOUT Part D drug coverage called a MA only plan to get additional benefits like Silver Sneakers .It is very important that you don’t enroll in a Medicare Advantage plan WITH a Part D drug plan because you can only have one Part D plan at a time.
UnitedHealthcare has a zero premium plan that works well with TriCare for Life called SecureHorizons Essential. Humana also has a zero premium plan that works well with TriCare for Life members and includes Silver Sneakers, allowing you unrestricted and unlimited access to 24 Hour Fitness, Anytime Fitness,YMCA, Curves, local recreation centers and 14,000 locations across the country.
My name is Steve Schrader, I work exclusively in the Medicare market as an agent for Humana and Unitedhealthcare, give me a call at
303-501-3125 or email