Blue Sky Medicare, based in Denver, offers AARP UnitedHealthcare Medicare Supplement plans, also called Medigap, to all residents of Colorado. Medigap Plans cover some or all of the medical costs Medicare doesn’t pay. You must have Medicare Part A and B to enroll in any Medigap Plan. You can enroll or switch your current Medigap plan at anytime of the year.
Medicare Supplement Plan F is the most popular Plan in the country and also the easiest to explain because it covers 100% of your deductibles and co-insurance that Medicare doesn’t cover. Example monthly premium for Plan F, age 65 non tobacco effective March 1, 2019 or later for residents west of Denver is $136.80. The rate for a Plan F at age 70 is $168.86. Couples receive an additional 5% discount.
Medigap Plan N and G is the next step down, provides similar cover of Plan F but doesn’t cover Part B deductible of $185 and you can have a co-pay of up to $20 for a doctor visit on Plan N but is only $86.88 month.
You can change your Medicare Supplement plan anytime of the year. Medigap policies do NOT cover prescription drugs, which is called Part D and run around $30 month.
UnitedHealthcare is the largest insurer of Medicare Supplement Plans providing stable rates and one of the only companies to include SilverSneakers gym membership in all Colorado plans, allowing you unrestricted access to over 14,000 locations nationwide including 24 Hour Fitness, YMCA, local rec centers and these health clubs outside of Denver:
CrossRoads Fitness- Downtown
CrossRoads Fitness- Airport
Golds Gym- 700 Maldonado Way
Golds Gym- Clifton
Anytime Fitness- 2740 Highway 50
The Commos of Hilltop
The Fountains of Hilltop
Curves- 2470 Patterson Rd
Fruita Health Club- 158 S Park Square
Fruita Community Center
Health Clubs in other parts of Colorado
Exclusive Athletic Club- New Castle
Exclusive Athletic Club- Rifle
Midland Fitness- Glenwood Springs
Carbondale Rec Center
The Aspen Clinic Fitness Center- Basalt
Salida Hot Springs Aquatic Center
Monte Vista Athletic Club
Durango Sports Club
Durango Rec Center
Trapper Fitness Center- Craig
Mt Princeton Hot Springs Resort
Peak Fitness- Buena Vista
Silverthorne Rec Center
Grand Park Rec Center- Fraser
Gypsum Rec Center
Snap Fitness Silverthorne
Avon Rec Center
24/7 Gym – Gunnison
Grand Valley Rec Center- Battleground Mesa
My name is Steve Schrader, I work exclusively in the Medicare market as an agent for UnitedHealthcare which also offers Medicare Advantage plans in Denver and Colorado Springs market. Working with an agent does not cost you anything, but gives you a personal agent you can call or email about your Medicare plan anytime you have questions.
Call Steve at 303-501-3125 or email