Blue Sky Medicare offers AARP UnitedHealthcare Medicare Supplement Plans to all parts of Texas. You must have Medicare Parts A and B to enroll in a Medicare Supplement, also known as Medigap plan. These plans allow you to see any doctor who accepts Medicare, so if you live in Houston and want to see a doctor in Dallas, you can do so as long as the doctor accepts Medicare. Medigap plans do NOT cover prescription drug costs, which is called Part D.
Part D is a separate policy, range in cost from $28-$85 a month. Walgreens Part D, is a plan requiring you to fill your prescriptions at Walgreens, its the least expensive ($28 month). The other two plans allow you to fill prescriptions at any major chain.
Medicare Supplement plan F is the most popular plan in the country, and the easiest to understand, because it pays for all deductibles and co-insurance that Medicare doesn’t cover. Plan F Select has same coverage but requires you to use specific Hospitals that participate in the Select Program. Plan F Select is about $200 a year less premium than a regular Plan F. Texas has 3 pricing zones which is based on your zip code. UnitedHealthcare has unisex rates, so both men and women get the same rates.
Medicare Supplement Plan N is gaining popularity because its about $500 less yearly premium than a Plan F but doesn’t include Part B Deductible, which is $185 for 2019, and can have a co-pay of up to $20 for doctor visits.
Plan G is the same as Plan F other than it does not pay your $185 Part B deductible.
In Texas, UnitedHealthcare has 3 rate zones, in Zone 1 Houston, the monthly rates for clients age 65, non tobacco, effective March 1, 2019 or later are:
Plan F= 171.20
Plan F Select= 152.00 must use specific hospitals
Plan G= 143.20
Plan N= 124.96
My name is Steve Schrader, and I work exclusively in the Medicare market as an agent for UnitedHealthcare who is the largest issuer of Medicare Supplement plans in the US with over 4,500,000 members. If you have gotten quotes from Medicare Supplement brokers who shop around to get you the best value, they usually don’t include UnitedHealthcare. Our rates are the most stable in the industry, and I believe the best value long term. Medicare Supplements adjust (go up) every year on policy holders, so even if you find a policy that $8 a month lower, it usually works out in your favor down the road to have the policy that is more stable in the future. It does not cost clients anything to work with an agent like myself to help decide whats right for their needs.
Call Steve Schrader at 214-842-4930 To discuss any UnitedHealthcare Medicare Supplement Plans.
or email at email@example.com